What will it cost?


Buying a car is a big decision 

That's why we've put this guide together. Keep its advice in mind so you can make your choice with confidence. We've split the guide into four easy to read sections.   

Adding it all up 

When buying a car, it’s good to set out with a total figure or pay-monthly amount that you're prepared to spend. With more attractive finance options available you may be able to afford more than you think so make sure you explore all your options. Have a look at our online Build & Price tool and car finance calculators to get a good idea of what you need and can afford. Remember also to include monthly running costs like insurance, tax, fuel and servicing.


You might also want to consider trading in your current vehicle so you can use it as a down payment against your new one. Get an idea of how much your current vehicle is worth using our valuation tool.

New and Used

Choosing between a new or a used model can be tough. Here we summarise the key benefits of both, to help you make your decision.



  • You'll have the latest model with up-to-date technology and style
  • There are great new car deals on new models
  • You can add a new vehicle warranty
  • Choose exactly the vehicle you want, with all the features you need
  • You’ll know the vehicle's full history.



  • Used vehicles are generally less expensive to buy
  • You can get warranty and history checks at your Retailer
  • They depreciate less than new vehicles.

Insurance, Road Tax and Servicing

Car insurance can be costly, so get a few quotes in. Generally, the more expensive the vehicle, the higher the premium. Similarly, the lower the security rating and higher the accident-repair cost, the higher the premium.


The road tax you pay each year is based on your car’s CO2 emissions. Cars with levels below 100g/km pay no tax.


Service your car regularly. To estimate the cost, visit our Owners section and note the service intervals recommended for your car. Also, join our online Service Club for discounts on parts and labour. Finally, don't forget tyres. The bigger they are and the lower their profile, the more expensive they are. You're also legally required to ensure your tyre tread is above 1.6mm.


The decrease in your car’s value over time is one of its biggest costs. This happens at different rates depending on the model and the options you’ve chosen, such as the car’s colour and features. Popular models with strong second-hand appeal tend to command the best trade-in and sale prices, so keep your eye on what's in vogue.