Finance
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Vauxhall Owners

FINANCE HELP CENTRE

We offer a range of finance options to suit individual needs, find out more with our frequently asked questions.

What is car finance? What are the different types of car finance? What is Personal Contract Purchase (PCP)? What is Conditional Sale? What is Personal Contract Hire? Is it cheaper to pay in cash or on finance? Will I own the car at the end? What happens at the end of my finance term?
Do I qualify for finance? Will I be subject to a credit check before being approved for finance? What's the difference between a 'soft' and 'hard' credit check? How long will it take to make a decision about my finance? Will I need a guarantor? What If I have a poor credit history? I've been refused finance elsewhere. Can I still apply? I already have a car on finance. Can I still apply?
Do I have to pay a deposit? Can I part-exchange my car as a deposit? Will I get my deposit back?
Does my mileage affect my finance costs? Can I change my annual mileage commitment during the contract? What happens if I go over my allocated miles during my contract?
What documentation will I need to get finance? Can I return my vehicle early? Can I pay off my outstanding finance amount early? Can I cancel my finance agreement? How long do car finance contracts last? How does being self-employed affect me?
Can I buy a used car on finance?

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