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Vauxhall Buyer's Guide

Buyer’s guide

Buying a car is a big decision 

Thta's why we've created this guide. It's designed to give you the confidence to choose the right one for you. We've broken everything down into four easy-to-read sections to keep things simple and straightforward. 

Buying a car is a big decision 

That's why we've put this guide together. Keep its advice in mind so you can make your choice with confidence. We've split the guide into four easy to read sections.   
Vauxhall Buyer's Guide getting a good deal

Financing a new vehicle

With so many options available, car finance can sometimes feel a bit confusing.

 

That’s why it’s important to understand the different types of finance agreements and which one best suits your needs.

 

At Vauxhall, we offer three main ways to finance a new car. To make things easier, we’ve put together a simple guide to help you understand each option and choose the one that’s right for you.

 

 

 

 

 

 

 

 

 

 

 

 

Please select an option to find out more:

Finance Personal Contract Purchase
Personal Contract Purchase
Find out more
Conditional Sale
Conditional sale
Find out more
Stylish by design
Personal Contract Hire
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Personal Contract Purchase
Find out more
Conditional sale
Find out more
Stylish by design
Personal Contract Hire
Find out more
Vauxhall Buyer's Guide getting a good deal

Getting a good deal

Remember, you’ll find the best deals at Vauxhall Retailers, who provide car financing through Vauxhall Finance, as well as their own retail offers.

 
Retailer-specific offers can be found by visiting Retailers in person. Find your nearest Retailer. Alternatively, you can request a quote to see what deals they have.

 

Vauxhall’s full range of finance offers can be found from here.

Comparing Finance Options

The table below highlights the key differences and similarities between the finance products available at your local Vauxhall Retailer.
Personal Contract Purchase (PCP) Conditional Sale Personal Contract Hire
New Cars ✓
 ✓
 ✓
Used Cars ✓
 ✓
 X
Upfront Payment Optional Optional
 Required
Monthly Payments ✓
 ✓
 ✓
Damage Charges ✓*
 X
 ✓
Excess Mileage Charges ✓*
 X
 ✓
Depreciation Risk X ✓
 X
Road Tax Included X X ✓
Vehicle Ownership Option to buy**
 Owned at the end of the term No option to buy
Maintenance Package X X
 ✓†

* Damage and excess mileage charges are only payable if the vehicle is handed back

** If you pay the Optional Final Payment, you will take ownership of the car at the end of the contract

† A maintenance package is available for an additional fee

View finance offers